Does Earned Wage Access work for drivers who are paid per mile?

Yes. EWA can calculate earned wages based on approved miles, hours, or completed routes, as long as earnings are accrued in the payroll system.

Can EWA help drivers manage on the road expenses?

Yes. Drivers often face daily costs such as meals, parking, maintenance, and unexpected repairs. EWA provides earlier access to earned pay so these expenses do not require credit cards or payday loans.

How does EWA affect reimbursements?

EWA does not replace reimbursements. It simply helps bridge the gap between the expense and payroll. Drivers still receive full reimbursement through normal processes.

Does EWA reduce turnover in trucking fleets?

EWA can support driver retention by reducing financial stress. Industry research shows that financial instability contributes to high turnover in transportation. EWA gives workers more stability and confidence on the road.

Is EWA safe for drivers who are often away from home?

Yes. Employer integrated EWA platforms include secure mobile access, identity verification, and real time visibility of earned wages. Drivers can use it anywhere they have service.

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EWA

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EWA for Trucking & Logistics: Supporting Workers on the Move

EWA supports trucking and logistics workers with early access to earned pay. Learn how it reduces stress and improves retention for drivers.

AnyDay Financial

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December 23, 2025

The trucking and logistics sector keeps the economy running, yet its workforce faces unique financial pressures. Long hours, unpredictable routes, and rising costs make cash flow tight for many drivers. Earned Wage Access gives workers earlier access to money they have already earned. It supports stability without creating debt.

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What Trucking and Logistics Workers Face Today

The industry has been under pressure for years, and recent data shows the strain:

The American Transportation Research Institute reported in 2024 that driver turnover at large truckload carriers remains above 80 percent.[1]
Over 60 percent of U.S. consumers live paycheck to paycheck, and nearly half of them struggle to afford even basic everyday expenses, highlighting the financial pressure faced by frontline and mobile workers such as those in trucking and logistics.
Fuel prices and day to day costs on the road continue to rise. In 2023, the average U.S. diesel price increased by more than 40 percent compared to pre pandemic norms.[3]
Many drivers pay work related expenses out of pocket, such as food, parking, maintenance emergencies, or lodging, before reimbursements are processed.

These pressures create financial gaps that traditional pay cycles do not support well.

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How Earned Wage Access Supports Drivers

Earned Wage Access (EWA) gives workers access to a portion of wages they have already earned. It is not a loan. There is no interest, no debt, and no credit check.

EWA is well suited for trucking and logistics because:

Cash flow is unpredictable. Routes change. Delays happen. Drivers often need access to cash for daily expenses.
Essential costs cannot wait. Food, fuel adjustments, roadside emergencies, and personal needs do not align neatly with pay periods.
Reimbursements take time. EWA bridges the gap between when expenses happen and when payroll catches up.
Financial stress is high. The Financial Health Network found in 2023 that 43 percent of U.S. workers lack enough savings to cover three months of expenses, and the transportation sector is one of the most affected.[4]
Turnover is expensive. High turnover weakens fleet stability. A 2024 ATRI report notes that safety, retention, and well being improve when carriers address financial stress at the source.[1]

EWA helps drivers handle unexpected moments without relying on credit cards, payday loans, or high cost cash advance apps.

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Using AnyDay EWA To Support Drivers On The Move

AnyDay gives trucking and logistics employers a simple way to offer Earned Wage Access to their workers. Drivers gain secure access to part of their earned pay. Employers gain a more stable, supported, and engaged workforce.

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Book a demo to see how AnyDay fits your driver wellbeing and retention strategy.

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