Business thrives when you pay your people anyday.
Nearly 80% of UK workers want Earned Wages Access from their employers.1 Make payday AnyDay for your people - a no-cost, retention-boosting benefit proven to impact positive financial outcomes.
1 Statistic from Reward Strategy
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/667c605ad03f3675320c4589_EWA-Home_banner.webp)
Millions of workers in the U.K. receive their pay via Earned Wage Access
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f24f5bf083ac3ba171a_NHS.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f2435dbad075af63853_WALMART.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f243ab581493410b741_BT%20GROUP.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f24974aabccd225b2f6_MnB.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f24c85fbbe1e8140643_JD.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/664399f626743dbae43c30b0_Compass.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f2462230d33a20daec8_TESCO.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f25b6a9d5de5fe66533_BUPA.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f24f5bf083ac3ba171a_NHS.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f2435dbad075af63853_WALMART.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f243ab581493410b741_BT%20GROUP.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f24974aabccd225b2f6_MnB.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f24c85fbbe1e8140643_JD.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/664399f626743dbae43c30b0_Compass.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f2462230d33a20daec8_TESCO.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/66439f25b6a9d5de5fe66533_BUPA.webp)
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/666751764c562db691428d9c_EWA_2_UK.webp)
What is Earned Wage Access?
Currently 1 in 10 of U.K. employers offer EWA. That means over 4 million UK workers are accessing their earned wages before payday. According to the CIPP, 90% of UK employees who choose to be paid more frequently with EWA say their finances are stable or improved.2
Earned Wage Access (EWA), also known as Employer Salary Access Scheme (ESAS), is a hugely popular financial employee benefit, providing workers with access to their wages as soon as they earn them. If your organisation isn't offering EWA to employees, you're behind the eight ball.
Why do workers value earned wage access?
Because making ends meet has gotten harder for everybody. With AnyDay EWA, your people no longer have to:
Run up high interest credit cards
Use predatory payday loan providers
Pay unnecessary and hefty overdraft fees
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/666751764c562db691428d9c_EWA_2_UK.webp)
What is Earned Wage Access?
Currently 1 in 10 of U.K. employers offer EWA. That means over 4 million UK workers are accessing their earned wages before payday. According to the CIPP, 90% of UK employees who choose to be paid more frequently with EWA say their finances are stable or improved.2
Earned Wage Access (EWA), also known as Employer Salary Access Scheme (ESAS), is a hugely popular financial employee benefit, providing workers with access to their wages as soon as they earn them. If your organization isn't offering EWA to employees, you're behind the eight ball.
Why do workers value earned wage access?
Because making ends meet and living the "paycheque to paycheque lifestyle" has gotten harder for everybody. With AnyDay EWA, your people no longer have to:
Run up high interest credit cards
Use predatory payday loan providers
Pay unnecessary and hefty overdraft fees
Employers that offer Earned Wage Access
have more motivated and loyal workers.
Employers that offer Earned Wage Access
have more motivated and loyal workers.
90%
of UK workers say their finances are stable or improved with EWA*
*Statistics from HR Magazine UK
93%
of UK employers agree that EWA helps with employee retention**
**Statistics from Figures
30%
Decrease in employee turnover after offering EWA***
*** Statistic from Peninsula Group Limited
Retain more of your best people.
Burnout and stressors that lead to burnout, such as financial stress, is thought to cause turnover among UK Health Care employees, which is currently at 14.8%.2
2 Statistic from Capacity Insights
At 37.6%, Hospitality is the industry with the highest turnover rate in UK.3
3 Statistic from Capacity Insights
Manufacturing employers are fighting a competitive war for talent, with an overall churn of 11.9%.4
With the average turnover at 33.6% and as UK's largest private sector employer, Retail has been hit hard.5
The hospitality sector has an annual turnover rate of 73.8%, with over 6% of staff leaving posts every month2
2 Statistic from HR Cloud article
Even before the pandemic, employee turnover in the industry was high. In 2016, turnover was nearly 32%. By 2020, that figure had risen to just over 45%3
3 Statistic from Dignity Health
Manufacturing employers are fighting an extremely competitive war for talent. Within 5 years, the sector will be facing an estimated shortage of 2.5 million manufacturing employees4
The average turnover rate is 60.5% in 2022, meaning that more than 1 in 2 members of staff will leave a company within the year5. When comparing across other industries, retail turnover is a major challenge.
5 Statistic from The International Retail Academy
Retain more of your best people.
Hospitality has an annual turnover rate of 73.8%, with over 6% of staff leaving posts every month2
2 Statistic from HR Cloud article
Even before the pandemic, employee turnover in the industry was high. In 2016, turnover was nearly 32%. By 2020, that figure had risen to just over 45%3
3 Statistic from Dignity Health
Manufacturing employers are fighting an extremely competitive war for talent. Within 5 years, the sector will be facing an estimated shortage of 2.5 million manufacturing employees4
The average turnover rate is 60.5% in 2022, meaning that more than 1 in 2 members of staff will leave a company within the year5. When comparing across other industries, retail turnover is a major challenge.
5 Statistic from The International Retail Academy
Even before the pandemic, employee turnover in the industry was high. In 2016, turnover was nearly 32%. By 2020, that figure had risen to just over 45%2
2 Statistic from HR Cloud article
The hospitality sector has an annual turnover rate of 73.8%, with over 6% of staff leaving posts every month3
3 Statistic from HR Cloud article
Manufacturing employers are fighting an extremely competitive war for talent. Within 5 years, the sector will be facing an estimated shortage of 2.5 million manufacturing employees4
The average turnover rate is 60.5% in 2022, meaning that more than 1 in 2 members of staff will leave a company within the year5. When comparing across other industries, retail turnover is a major challenge.
5 Statistic from The International Retail Academy
Meet worker,
Wendy
Wendy is short £50 at the supermarket. Payday is 3 weeks away and she doesn't want to rely on her high interest credit card or have to resort to a payday loan.
Wendy uses AnyDay and accesses a portion of her earned pay.
Wendy transfers £50 of her earned pay to her bank account, allowing her to do her shopping.
On payday, her pay will be £50 less to reflect what she has used for shopping.
See how AnyDay can make a positive financial impact for your team.
![](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/669004f2e8f49c433be1bcc3_EWA_UK_image.webp)
![Employer reviewing earned wage access reports](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/657e566f8dd1f3019e388fa7_Artboard%208%20copy%207.png)
Seamless payroll integration
No heavy lifting required with simple, plug and play integration. Globally certified SAP provider of EWA and integrates with a variety of leading payroll software.
Easy setup for HR and payroll teams
Simple client onboarding
Customised employee activation strategy
Seamless payroll integration
Learn about our easy onboarding and implementation. No heavy lifting with the power of payroll integration.
Plug and play setup with minimal effort for HR and payroll teams
Simple client onboarding
Customised employee activation strategy
![Employer reviewing earned wage access reports](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/657e566f8dd1f3019e388fa7_Artboard%208%20copy%207.png)
Give your best workers
a great reason to stay
Ready to schedule a
demo with us? 💻
With a live demo session, discover the seamless integration, user-friendly interface, and the impact EWA can have on your workforce's satisfaction and productivity.
Don't know about
Earned Wage Access?☝️
Download our white paper to discover the no-cost to the employer solution that is quickly becoming the most sought after employee financial benefit across North America.
Got questions?
Currently 1 in 10 of U.K. employers offer EWA. Earned Wage Access (EWA) is a hugely popular financial employee benefit, providing workers with on-demand access to earned but unpaid wages before payday. If your organiation isn't offering EWA to employees, you're behind the eight ball.
AnyDay™ is a financial wellness benefit and Earned Wage Access program, powered by XTM Inc. It improves workers’ lives by giving them access to a portion of their earned pay when they need it.
AnyDay eliminates a large element of financial anxiety for workers, empowering them with financial tools that make a positive impact on their lives, morale and financial well-being.
AnyDay seamlessly integrates with variety of payroll software, making this a turnkey solution with no manual work needed by payroll or HR teams.
AnyDay is free for the employer and the only provider in the market with capped fees for employees. We recognize the importance of providing immediate access to earned wages and believe that reducing fees as much as possible helps improve the financial well-being of employees. Our app also includes expert financial education from MoneyHelper.
Anyday partners with Modulr, an authorized and regulated e-money institution (EMI), to transfer your earned wages upon your request via the Faster Payments network or BACS. Modulr protects your money by using a process called Safeguarding. Through this process, they ensure that the funds received in exchange for e-money are segregated from all other funds that they hold, and the funds cannot be used for any other purpose. The safeguarded funds are held at a credit institution (a bank) or the Bank of England until they are sent to you.
Proudly a founding partner of Earned Wage Access Code of Practice, in collaboration with The Chartered Institute of Payroll Professionals (CIPP).
![Testimonial logo](https://cdn.prod.website-files.com/657e566f8dd1f3019e388c6b/668ecfd2eb05436fe520ff97_CIPP-website-logo-320x66px-new%20(1).png)